Why Do CFPs Trust Burning Tree?
Because addiction can threaten financial futures.
Financial Planning Meets Personal Recovery
As a CFP, you help clients build futures, but sometimes you see threats to that future.
Warning signs you might notice:
- Erratic financial decisions or spending patterns
- Substance use affecting judgment
- Emotional distress impacting planning sessions
- Personal instability threatening long-term goals
Your Role Matters.
You’re not diagnosing, but you’re uniquely positioned to observe changes in behavior and decision-making.
Referring clients to appropriate help can:
- Protect their financial future
- Strengthen family stability
- Support their overall recovery journey
What are the Red Flags CFPs See?
You might recognize the need for help when a client shows:
- Unexplained financial decline or unusual withdrawals
- Missed appointments or disengagement from long-term planning
- Erratic investment behavior or impulsive decisions
- Concerns raised by family members about spending or behavior
- Legal or tax issues stemming from poor decisions
These moments offer more than a financial opportunity—they open the door to long-term personal and economic restoration.
What is Your Role in Motivating Change?
While you’re not a clinician, you can help clients understand how treatment aligns with their financial goals:
- Link recovery to financial stability: Show how addiction jeopardizes their plans—retirement, education, investments, or estate preservation.
- Demonstrate the cost of addiction: Highlight the growing drain on wealth, income, and health-related expenses.
- Set post-treatment goals: Connect recovery to tangible outcomes like home ownership, family support, or business ventures.
- Assist in budgeting for treatment: Make care feel achievable by integrating it into a broader financial strategy.
“Recovery protects wealth, restores purpose, and rebuilds the trust needed to sustain any financial plan.”
Brook McKenzie, LCDC
CEO, Burning Tree Programs
Why CFPs Trust Burning Tree Ranch
Burning Tree Ranch is a long-term treatment program for clients who have failed to recover in traditional 30–60-day centers. We work with professionals, families, and advisors to:
- Provide 8–14 months of inpatient care with a strong clinical and accountability framework
- Support dual diagnosis and chronic relapse populations
- Offer a full year of aftercare for sustainable outcomes
- Maintain confidential communication with trusted professionals like you
We understand your role—and we’re here to support it.
How Can You Leverage Financial Planning as Motivation?
In more complex financial situations, CFPs can offer tools to reinforce treatment compliance:
- Trusts with treatment conditions
- Estate planning incentives tied to recovery
- Health and life insurance advantages post-treatment
- Structured financial milestones tied to sobriety goals
You don’t have to push clients into care—but you can help create a structure where recovery becomes the best next step for protecting what matters most.
Let's Talk About Your Client
If you’re concerned that addiction or mental health issues are compromising a client’s financial life, we can help you take the next step.
Have a referral?
I’d be happy to help.
Call or submit an inquiry, and feel free to request me directly.
Brook McKenzie, LCDC
CEO, Burning Tree Programs
“Burning Tree not only saved my sons life they gave him a life we could have only imagined. It was his last chance since all other programs had failed. Our lives had been a living hell. They educate the entire family and you will never find a more understanding or compassionate group of people dedicated to your loved ones recovery.”
Lisa M.
Family of Burning Tree Alumni
Have a Referral?
If you suspect a client is facing a crisis bigger than balance sheets, we’re here to help. Confidentially, ethically, and without pressure.